It is simple to understand and provides medical coverage at affordable rates.

Coverage options are available up to $10 million.

Ensures a tax-free payment to the beneficiary, in case of your death while the policy is effective.

It provides financial protection that you can customize to meet any of your needs like debts, funeral expenses, mortgage or rent, child-care costs, or other living expenses.

You can convert your policy into permanent or universal life insurance before the age of 71, without any health questions or a medical exam.